Terms & Conditions

1. Genrus Buying Group Inc. doing business as CoHealth, and any affiliated companies providing services in relation to this Site;

2. “User” means any person using this Site or the services offered in association with this Site by Genrus Buying Group, doing business as CoHealth;

3. “We” or “us” refers to Genrus Buying Group; and

4. “You” or “you” refers to any User.

1. Genrus Buying Group respects your privacy. This Privacy Policy describes how we collect, use and disclose personal information. Genrus Buying Group recognizes the importance of obtaining consent where required by law for collection, use and disclosure of personal information. This Policy does not govern personal information about our employees, which is addressed by other internal Genrus Buying Group policies. If you have any questions about our use of personal information, please see the contact particulars for our Privacy Officer at the end of this Privacy Policy.

2. What Constitutes Personal Information? Personal information is any information about an identifiable individual, but may not include certain business contact information that Genrus Buying Group collects, uses or discloses solely for the purpose of communicating or facilitating communication with the individual in relation to their employment, business or profession.

3. Collection of Personal Information. We may collect the following personal information about you at our Site, if you choose to provide it to us or as required or permitted by law. The information below is generally collected from you, but we may also obtain such information from financial institutions or pharmacy partners as permitted by you or as required for us to provide our services to you.

1. Name;

2. Address (including postal code) and telephone number;

3. Email address

4. Credit card and other financial and payment information (if we make such transactions available);

5. Testimonial comments from you about our products and services;

6. Prescription fills at our pharmacy partners, as required in order to provide services to you

7. Other information as required or permitted by law, or as provided by you.

4. Use of Personal Information: Your personal information may used by us as permitted or required by law and for the following purposes:

1. To provide our products and services to you;

2. To process invoices and your payment by credit card, debit systems or other billing options, if such options are made available on the site;

3. To contact you for customer follow up and to seek your input and advise you about products and services of Genrus Buying Group and its affiliated companies, but only your name, address and telephone number will be used for this purpose.

5. Sharing Your Personal Information: We may share some or all of your personal information as required or permitted by law and as follows:

1. To contractors and agencies that work with us to provide our products and services to you, including partner pharmacies and healthcare providers, who will be provided access to personal information as needed to perform their functions, but we shall not authorize them to use your personal information for other purposes;

2. To financial institutions and their affiliated companies for the purpose of processing your payments to us, if paid memberships become available and you opt-in to those memberships;

3. To affiliated companies and independent contractors for the purpose of customer follow-up and to seek your input and advise you about products and services of Genrus Buying Group, but for this purpose we shall not share more than your name, address and telephone number;

4. To another company or business, in the event of a proposed or actual transfer of ownership of all or part of our company to that other company or business, but for this purpose, we shall not authorize use of your personal information beyond the scope of any such transaction or this Policy;

5. We may use your testimonials at our Site and in our promotional and advertising materials, but we shall only do so without your name or without your surname, unless we have further consent from you.

6. You will be given the opportunity to opt out of having your information used for purposes that are not directly related to the provision of our products and services. For example, if you do not want to receive information about additional products and services that may be available from Genrus Buying Group and its affiliates from time to time, then you will be given the opportunity to opt out of receiving such information. You will only receive supplemental marketing materials by email or SMS message after giving express consent and can revoke consent at any time.

6. Safeguards for Personal Information. The security of your personal information is important to us, and we use various technical, contractual, administrative and physical security measures to protect personal information that you provide to us. We instruct our employees to comply with privacy laws and with this Privacy Policy. We strive to regularly improve the security of personal information that you may provide to us through our Site or via other means, but please note that there is no method of transmitting or storing data that is 100% secure.

7. Links and Other Associated Sites. Our Site may contain links to other sites, including sites of affiliated companies. We do not endorse or otherwise accept responsibility for the content or privacy policies of these sites. You should carefully review the privacy policies and other terms of use for such sites. These other sites may collect, use and disclose personal information in a very different manner from this Site.

8. Cookies. We use “cookies” which are software devices that are sent to your internet browser and are stored on your computer’s hard drive. Cookies allow us to remember who visits our Site so that you do not need to re-enter a password multiple times, permit our server to recognize you when you visit our Site in the future, and allow us to customize our Site to you, including in respect of advertising at this Site. When you view advertisements at our Site, our advertisers may also use cookies to make their advertising effective, and use of the cookies by our advertisers is subject to their own privacy policies and not Genrus Buying Group’s Privacy Policy. We also use cookies to collect aggregate information about our Users, but no personal information will be shared with recipients of this aggregate information. You can configure your browser to accept or reject cookies, but rejection of cookies may limit your ability to use this Site.

9. How Long Do We Keep Your Personal Information? We retain your personal information as needed to respond to your queries, and/or as long as you remain our customer. If your relationship with us as a customer ends, we may use and disclose your personal information as required and permitted by law, to conclude any outstanding matters relating to your relationship with us, to contact you for customer follow up, and to seek your input and to advise you about products and services of Genrus Buying Group and its affiliated companies that may interest you, within two years of your membership expiration date. If you do not wish to receive any such further information, please contact us as indicated under the “Contact Us” heading below. We also retain your personal information as necessary to satisfy any potential legal obligations we may have.

10. Contact Us. If you wish to file a complaint, make an inquiry regarding or obtain access to your personal information that we may hold, please contact us as follows:
    Privacy Officer – Genrus Buying Group Inc.
    14 Court Street, Suite 200, Box 227, Truro, Nova Scotia, B2N 3H7
    info@genrus.ca

Please be aware that access may not be provided to certain information which is protected by lawyer-client privilege, constitutes confidential commercial information, was collected in respect of the investigation of a breach of an agreement or of law, or is generated in respect of dispute resolution.

Addendum

How to manage cookies

You can set your browser not to accept cookies. To learn how to delete cookies from your browser, follow this link.

Privacy policies of other websites

This website may contain links to other websites. Our privacy policy applies only to our website, so if you click on a link to another website, you should read their privacy policy.

Changes to our privacy policy

Genrus Buying Group keeps its privacy policy under regular review and places any updates on this web page. This privacy policy was last updated on 15 October 2020.

How to contact the appropriate authority

Should you wish to report a complaint or if you feel that Genrus Buying Group has not addressed your concern in a satisfactory manner, you may contact the Information and Privacy Commissioner’s Office.

Email: oipcns@novascotia.ca

Address: Box 181, Halifax, NS, B3J 2M4

Refund Policy

Thank you for your interest in Genrus Buying Group. Unfortunately, we do not issue refunds for memberships once the order is confirmed and your membership card is sent via email. If you wish to cancel your membership, you can do so at any time, and you will continue to receive the benefits of the program until the final day of your subscription period (30 days from last renewal for monthly members, one year from signup or last renewal for annual members). You will not be charged again after cancelling your membership. We recommend contacting us for assistance if you experience any issues receiving your membership.

If you have any questions about our Refunds Policy, please contact us by email at: info@genrus.ca